With today’s high home prices and fluctuating mortgage rates, it’s normal to wonder: Is homeownership still worth it in the long run?
Let’s look at the facts.
📉 Yes, prices have dipped slightly—
But not by much. Since April 2024, home values in some metro areas have seen a small decline of just -2.9% on average.
While headlines may highlight those dips, they often miss the bigger picture.
📈 Home values have skyrocketed over time.
According to the Federal Housing Finance Agency (FHFA), home prices have risen by 55% nationally over the past 5 years. Even in cities where prices have cooled a bit, homeowners who bought a few years ago are still ahead—way ahead.
🏡 Why This Matters for Today’s Buyers
If you're planning to own your home for at least 5 to 10 years, short-term shifts don’t usually impact your long-term gains.
While a 55% jump isn’t the norm every five years, real estate has historically appreciated over time. That’s why it continues to be one of the most reliable paths to long-term wealth.
📊 Real estate has been ranked the #1 best long-term investment for 12 years in a row, according to Gallup.
It continues to outperform stocks, gold, and bonds—because unlike other investments, your home also gives you a place to live, grow, and thrive.
✅ Bottom Line
If you’re feeling uncertain, know this: you don’t have to navigate the market alone.
As an Accredited Buyer’s Representative (ABR®), I’ve helped dozens of buyers like you look past the noise and stay focused on smart, long-term decisions.
Let’s have a conversation about your goals and how to position you for success.
Your future home (and future wealth) could be closer than you think.
📩 Message me today to get started!